to New Zealand individuals and businesses and overseas borrowers for various loan purposes. First mortgage rights on the securities are required to be taken by NPC. Without prior permission from NPC (mortgagee), the properties cannot be sold or re-mortgaged to another party.
NPC employs independent third parties to determine the value of securities, establish LVR (Loan-to-Value Ratio), assess loan applications and drawdown the loans.
With substantial funding resources, an experienced lending team and deep understanding of the market, NPC understands investors’ needs to deliver funding for each project quickly and efficiently.
NPC provides customised funding solutions to a range of business scenarios as following:
| Criteria | |
| 1. Loan Purpose | New purchase Equity Release Bridging Loans Refinance |
| 2. Loan Size | $300K – $10M |
| 3. LVR | Up to 70% |
| 4. Risk Management | Registered First Mortgage GSA Personal Guarantee |
| Criteria | |
| 5. Security Type | Residential Commercial Land Rural/ lifestyle |
| 6. Loan Term | 3 – 24 months |
| 7. Loan Structure | Interest only |
| 8. Interest | From 6.49% p.a. |
